What the current terms cover
These terms apply when you create an account, use the site or contact us from India, and they always sit under local law where access is allowed. If local law does not permit access from your location, you must not continue. We may change a clause
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to reflect legal, security or operating changes, and the text live on this page becomes the version that governs future use. Earlier actions stay tied to the wording that applied at that time. UPI, Paytm and PhonePe may appear as local transfer options where supported, but
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they do not change verification, refund handling, failed-transfer checks or dispute timing. Keep your account details accurate because mismatched records can delay action on a request. If we need extra proof before a reversal, closure or correction, we will ask from the registered address first.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.